Secure contracts for
pooled money.

Funds are held securely with terms set upfront. When conditions are met, money moves automatically.

Settl App - Weekend Trip to Tahoe

Collect with confidence

Set up once, share with your group. Everyone sees the same terms before paying in.

  • Rules are set once and can't be changed
  • Everyone sees the same terms before contributing
  • Funds held securely by Settl, not the organizer
Group Trip

San Diego 🌴

4 contributors

Collecting
$0
of $2,500 goal
Jake M.
Jake M.+$750

Sounds like fun!

Mark T.
Mark T.+$650

I'll be there

Emma R.
Emma R.+$600

Can't wait!

Sarah K.
Sarah K.+$500

Count me in!

Competition

Fantasy Football League 🏈

3 payouts

Settling
$1,200
remaining
Sam R.
Sam R.+$240

3rd Place

Mia T.
Mia T.+$360

2nd Place

Chris M.
Chris M.+$600

1st Place

Automatic, fair payouts

When conditions are met, funds are released automatically — exactly as agreed.

  • Payouts happen automatically when conditions are met
  • If conditions aren't met, contributors are refunded
  • Complete transparency from start to finish

Built for any group payment

Whenever a group needs to pool money with structure.

Group trips

Split rentals, flights, and activities before you go.

Leagues & contests

Collect buy-ins with guaranteed payouts to winners.

Group gifts

Pool money for weddings, birthdays, or retirements.

How it works

Four steps to turn any group payment into a binding agreement.

1

Define the terms

Set the rules — amounts, recipients, conditions. Once created, terms are locked and visible to everyone.

2

Share the link

Invite participants with a single link. Everyone reviews and agrees to the same transparent terms.

3

Collect contributions

Funds are held securely as people contribute. Track progress in real-time.

4

Payouts

Funds are released according to the rules. Everyone knew what to expect from the start.

256-bit SSL
PCI Compliant

Security you can trust

Your money is protected by the same infrastructure trusted by millions of businesses worldwide.

Bank-level security

All transactions protected with bank-level encryption.

Full transparency

Every contribution, rule, and payout is visible to all participants. Complete audit trail.

Immutable terms

Pool rules are locked at creation. No one can change the terms after the pool is created.

Turn your handshake into a contract

Every group pool is a social contract. Who pays, who gets paid, what happens if things change. Settl makes it a real one.

Funds stay committed, not transferred. Your money is collateral until the terms are met. Rules are set upfront, visible to everyone, and locked once the pool is created. If conditions are met, payouts happen automatically. If not, everyone gets their money back.

No one owns the pot. The contract does.

Structure creates trust.